Brooklyn Federal "LINE OF CREDIT" ~ HOME EQUITY LOANS ~  FEATURING: NO CLOSING COSTS   

Brooklyn Federal will pay all closing costs including Mortgage Tax!

  • Prime rate for Life of Loan

  • Amounts up to $100,000

  • Initial Draw up to 10 Years

  • Up to 30 year term

  • Tax Deductible - Consult your tax advisor

  • Close in Less Than 2 Weeks

Complete our "on line information request form" and we will mail you an application package.

Brooklyn Federal's special no closing cost home equity program is limited to owner occupied, 1 to 4 family primary residences. Loans are secured by a mortgage lien on your home.

The interest rate will be adjusted monthly. This is based on the prime interest rate as published in the Wall Street Journal as of the first business day of publication in any calendar month. The maximum interest rate shall not exceed 15%. There is a $20,000 minimum loan advance requirement on the first day of the closing. There is a $250 processing fee due at application that will be refunded at time of closing.

If the outstanding loan advance, at any time during the first three years in the term of the loan, falls below $10,000, the borrower agrees to pay Brooklyn Federal all closing costs incurred in connection with the loan.

There is an annual maintenance fee of $50.

The loan term is 30 Years.

Monthly payments of interest only during the first 10 years of the loan term, with monthly payments of principal and interest during the remaining 20 years of term on a self amortizing basis. Offer available to new Home Equity customers only. Other restrictions may apply.

This offer is subject to change without notice.

ESTIMATED TIME TO PROCESS

APPROXIMATELY TWO WEEKS UNDER NORMAL CIRCUMSTANCES. IF A NEW TITLE POLICY IS REQUIRED, AN ADDITIONAL TWO TO THREE WEEKS PROCESSING TIME MAY BE NECESSARY.

© Brooklyn Federal Savings Bank
INTERmoNETary System - Information: 888.739.1937
Revised: Thursday, April 28, 2005